Bondora by isePankur

Category: Content
Type: Blog Article

Generated 2 days ago

New blog articles detected

  • How P2P is becoming the leader in FinTech

    Financial technology, or FinTech, is a broad term encompassing any technology designed to facilitate financial services. Individuals and businesses are both benefiting from the emergence of these digital solutions. Examples include virtual currencies, robo-advisors and of course peer-to-peer lending (P2P). While FinTech exists as an ecosystem of services and tools, peer-to-peer lending has become ...

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 2 days ago

New blog articles detected

  • Benchmark your returns with the new Annualized Net Return On Investment graph

    As part of our general and personal statistics page redesigns we have updated the look and data on the Annualized Net Return on Investment graph. Our approach is to provide a more complete reading of returns and how they compare to benchmarks. Users can click the small display setting icon in the top right corner to … Continue reading "Benchmark your returns with the new Annualized Net Return On I...

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 2 days ago

New blog articles detected

  • New Statistics pages; recovery overview; first investor webinar and more

    POSTS FROM PAST WEEK Get better insight with our new Statistics pages We offered a brief overview of the changes we recently made to the general and personal statistics pages on the site. Our users have so far responded with enthusiasm to the new outlook that delivers lots of new information with appealing graphics and … Continue reading "New Statistics pages; recovery overview; first investor web...

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 2 days ago

New blog articles detected

  • Get better insight with our new Statistics pages

    Last week we rolled out a major update of our General and Personal statistics pages. The update is a refreshing new look at all the most important measurements investors need to make informed decisions. Customers have embraced the new layout and charts which provide wide range current data to quickly understand the value of holdings. … Continue reading "Get better insight with our new Statistics p...

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 2 days ago

New blog articles detected

  • Weekly industry news roundup – March 20, 2017

    Around the world Forbes published an article exploring how the marketplace lending phenomenon is spreading worldwide. Technology which enables faster decisions for borrowers and stronger returns for investors has earned appeal from the burgeoning Asian market. The author explains that “Over the last 5-10 years, China, India, and Southeast Asia have leapfrogged from a cash-based … Continue reading ...

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 1 week ago

New blog articles detected

  • Performance of recovery process – March 2017

    KEY TAKEAWAYS The average recovery performance for 2016 was 64% which outperformed the average recovery over the last three years of 51%. This difference marks an uptrend in past years success of capturing past due payments. Recoveries in Spain and Slovakia have each seen periods of increases in the past three years, although for their … Continue reading "Performance of recovery process – March 20...

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 1 week ago

New blog articles detected

  • Register today to our first investor webinar on March 23, 2017

    As we mentioned in our last weeks announcement, we are launching our first investor webinar on March 23, 2017, 3:00 PM EET. We want to offer new ways for our investors to stay informed on what’s happening on Bondora and in the finance industry in general. The topics that we’ll be discussing in the first … Continue reading "Register today to our first investor webinar on March 23, 2017"

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 1 week ago

New blog articles detected

  • VIDEO: Weekly summary – March 15, 2017

    POSTS FROM PAST WEEK Four ways to create an investing plan that works We offered some useful insights on how new investors can get in the game. Building a plan around automation, diversification, cost control, and discipline can create success over a lifetime of investing. While there are many popular strategies to growing wealth, the … Continue reading "VIDEO: Weekly summary – March 15, 2017"

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 1 week ago

New blog articles detected

  • Four ways to create an investing plan that works

    Investors starting today have access to more information and technology than ever before. However, with these benefits comes a problem – how can new investors cut through the noise and learn how to invest effectively? A smart plan will put the investor in the best possible position to generate returns while managing risk. In this … Continue reading "Four ways to create an investing plan that works...

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 1 week ago

New blog articles detected

  • Weekly industry news roundup – March 13, 2017

    Around the world Yahoo Finance posted an article discussing the growing membership of the Marketplace Lending Association. This trade association, formed in 2016, seeks to advance the marketplace lending world through the development of transparency, efficiency and consumer-based solutions. In recent years the association has provided a foundation of legitimacy for various P2P networks. *** … Cont...

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 1 week ago

New blog articles detected

  • Why more millennials are looking beyond stocks and bonds when investing

    The economy has recovered since the global financial crises. However, there is an unspoken side to this story; the economy that rose from the ashes is different than the one we lost. Today, people are discovering that they need to work three times as hard for one-third the gain. Wages have stagnated, and risk-averse companies … Continue reading "Why more millennials are looking beyond stocks and b...

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 2 weeks ago

New blog articles detected

  • Monthly origination summary for February 2017

    Originations for the month of February dipped since last month as our total reached €2,460,575. However, there was a noticeable increase in the total interest for Finland which came in at 49.99% compared to 45.38% last month. Estonia held steady with a total interest of 20.84% compared to 20.79% last month. Spains interest dropped significantly from 98.01% … Continue reading "Monthly origination s...

  • VIDEO: Weekly summary – March 8, 2017

    POSTS FROM PAST WEEK We are launching our new investor webinar series on March 23, 2017 Yesterday we announced the launch of our new webinar series! The first webinar will take place on March 23, 2017 and we invite everyone interested to join and take part of the discussions. Read more about it Weekly industry … Continue reading "VIDEO: Weekly summary – March 8, 2017"

  • We are launching our new investor webinar series on March 23, 2017

    We have been putting in a lot of effort for the past year to improve our investor communication and provide more information to our investors about a variety of topics. Transparency has always been one of Bondora’s key strengths, with all our loan data and transaction ledgers made public and extensive reporting features available for … Continue reading "We are launching our new investor webinar se...

  • Weekly industry news roundup – March 6, 2017

    Around the world Times Leader published an article citing the growing interest among major financial firms to create their own marketplace lending businesses. Major players in the world of finance recognize the value of peer-to-peer lending as an alternative to conventional banking. Ironically, the entrance of global firms into marketplace lending resembles the traditional banking … Continue readi...

  • How do returns and volatility in marketplace lending compare to the stock market?

    Many believe equities to be king when it comes to annualized returns. Investors commonly use an estimated 7% annual return for stock holdings. However, this expectation is optimistic. Credit Suisse reports that the inflation-adjusted annualized return of stocks is just 5.4% over a period of 1900-2011. Bonds, over the same time frame, only deliver 1.7%. … Continue reading "How do returns and volati...

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 3 weeks ago

New blog articles detected

  • VIDEO: Weekly summary – March 1, 2017

    POSTS FROM PAST WEEK Bondora portfolio performance – February 2017 On Tuesday we shared February’s portfolio performance overview of the returns across all countries in the Bondora platform. The latest performance data marks the fifth consecutive quarter of realised net returns exceeding the targeted figure. Read more about it Weekly industry news roundup – February … Continue reading "VIDEO: Week...

  • Bondora portfolio performance – February 2017

    Key takeaways The latest performance data marks the fifth consecutive quarter of realised net returns exceeding the targeted figure. Estonia continue to deliver the strongest average realised net return of 19,57% since Q1 of 2015. Q4 of 2016 marks the second highest realised net return for all countries (20,53%) since Q1 of 2015 as Spain’s … Continue reading "Bondora portfolio performance – Februa...

  • Weekly industry news roundup – February 27, 2017

    Around the world Forbes interviewed Matt Burton, the CEO of Orchard. His firm empowers marketplace investors by aggregating data across more than 20 P2P firms. The company is growing at incredible speed. This pace illustrates the need, on the part of the investors, to gain accurate insights and transparency. “Investors not only need access to … Continue reading "Weekly industry news roundup – Febr...

  • Understand Secondary Market activity with new statistics chart

    The General Statistics page offers a broad overview of the total activity across the Bondora platform. This is a great place for new and existing users alike to get a holistic view of loan performance, loan statuses and borrowing purposes. At the bottom of the page you’ll notice a new Secondary Market Statistics chart. This … Continue reading "Understand Secondary Market activity with new statisti...

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 1 month ago

New blog articles detected

  • Everything you need for tax season in one place

    Preparing taxes might be difficult for some, Bondora makes it easy with customizable reports. You can get everything you need for tax season from the Reports page on our site. Most investors will want to focus on the “Tax Report” and the “Income Report.” Choose the necessary date range and generate the reports. Tax Report This … Continue reading "Everything you need for tax season in one place"

  • VIDEO: Weekly summary – February 22, 2017

    POSTS FROM PAST WEEK Help us find our new Head of Investor Relations and earn €1,000 Bondora Capital is searching for Head of Investor Relations. Finding the perfect person will help you getting the best service possible from Bondora. This is why we are giving away €1,000 in cash to make it worthwhile for helping … Continue reading "VIDEO: Weekly summary – February 22, 2017"

  • Help us find our new Head of Investor Relations and earn €1,000

    Bondora Capital is searching for Head of Investor Relations. Finding the perfect person will help you getting the best service possible from Bondora. We are also giving away €1,000 in cash to make it worthwhile for you to support us. Let us know if you have a friend, colleague or a family member that would … Continue reading "Help us find our new Head of Investor Relations and earn €1,000"

  • Weekly industry news roundup – February 20, 2017

    Around the world GlobeSt published an article exploring the broad based acceptance of marketplace lending in the borrowing community. One industry insider remarked, “Once a novelty, they are now an established capital source and are compared favorably against crowdfunding platforms and traditional lenders.” Marketplace lending is becoming more niche as well. Some newer entrants to … Continue readi...

  • Taxation of P2P investments in Estonia

    Tax filing season has once again started in Estonia and many investors have been asking about declaring the earnings from their Bondora investments. To answer this question we gathered the relevant information and provided a step-by-step guide on where to get it on Bondora. The information has been collected with the help of Estonian Tax … Continue reading "Taxation of P2P investments in Estonia"

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 1 month ago

New blog articles detected

  • Performance of recovery process – February 2017

    KEY TAKEAWAYS Throughout 2015 and 2016 Spain, Finland and Estonia have all experienced periods of improved recovery. Along with improvements, all three countries saw an average decrease of three percentage points in Q1 and Q2 of 2015 compared to last month. Finland, Spain and Slovakia have each made strong improvements in their 2016 average recovery … Continue reading "Performance of recovery proc...

  • VIDEO: Weekly summary – February 15, 2017

    POSTS FROM PAST WEEK Bondora Capital is searching for Head of Investor Relations Yesterday we announced that we have a position open for Head of Investor Relations. As we continue to grow our retail base of more than 20,000 investors across 40 countries, we need someone who is able to communicate with our investors. We’re … Continue reading "VIDEO: Weekly summary – February 15, 2017"

  • Bondora Capital is searching for Head of Investor Relations

    FinTech is the industrial revolution of our time and Bondora is at the center. We are looking for someone join us as Head of Investor Relations. Why Bondora is different Bondora empowers communities by leveraging technology to connect investors and borrowers. Our model makes affordable, fast lending accessible for underbanked regions. Our marketplace investor base … Continue reading "Bondora Capit...

  • Weekly industry news roundup – February 13, 2017

    Around the world Forbes published an article examining what a possible Dodd-Frank rollback could mean for marketplace lenders. The author makes an interesting argument in favor of building a stronger regulatory framework around P2P lending. He believes such measures would actually strengthen the industry by legitimizing the relatively new practice of peer-to-peer lending. Fortune posted … Continue...

  • Why you need marketplace lending to diversify your asset classes

    The most important rule for investors is diversification. Spreading your savings across a wide group of holdings mitigates risk. Traditionally, investors commit to the popular blend of 60% stocks and 40% bonds. Many believe this simple approach satisfies the goal of diversification. While such a portfolio contains many different companies the strategy is flawed because … Continue reading "Why you ...

  • Upcoming changes and improvements to the Statistics pages

    Next week, we will release changes to improve the usability of our public and private statistics pages. The end result will be a more holistic view of the most critical aspects of investor’s holdings. Let’s take a look at what’s new. Pie charts are segmented In both the Public Statistics page and the Private Statistics … Continue reading "Upcoming changes and improvements to the Statistics pages"

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 1 month ago

New blog articles detected

  • VIDEO: Weekly summary – February 8, 2017

    POSTS FROM PAST WEEK Monthly origination summary for January 2017 January was a strong month for originations. Bondora issued €3,233,045 in new loans as we came within €105,525 of matching our all-time record high. “C” Rated loans comprised the greatest share at 23,57% of the total. Read more about it Weekly industry news roundup – … Continue reading "VIDEO: Weekly summary – February 8, 2017"

  • Monthly origination summary for January 2017

    January was a strong month for originations. Bondora issued €3,233,045 in new loans as we came within €105,525 of matching our all-time record high. “C” Rated loans comprised the greatest share at 23,57% of the total. “E” and “HR” rated loans represented the next largest category at 16,55% and 17,09% respectively. As the world of … Continue reading "Monthly origination summary for January 2017"

  • Weekly industry news roundup – February 6, 2017

    Around the world Forbes published an article examining recent moves by US-based investment advisor Third Point to capitalize on the world of marketplace lending. Billionaire Dan Loeb remarked, “As the origination and securitization of assets have become more difficult for larger financial institutions, smaller technology‐driven platforms have filled the void.” His firm expects this arena … Continu...

  • Why isn’t the Portfolio Manager investing my funds faster?

    Bondora investors often ask why their Portfolio Manager is not investing funds or investing at sufficient speed. The reason is the popularity of the higher rated loans. Naturally, many of our investors are eager to fund borrowers with a less risky credit profile. Resultantly, the AA, A, and B rated loans are exceedingly popular. With … Continue reading "Why isn’t the Portfolio Manager investing my...

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 1 month ago

New blog articles detected

  • Changes to Bondora notifications and emails

    Since the beginning of this year, we have been sending our investors a new-look daily summary email with concise overview of all the important account related information, performance data and news. The revamped email structure aims to make the account related information more accessible and visible to the investor by bringing it all into one … Continue reading "Changes to Bondora notifications an...

  • VIDEO: Weekly summary – February 1, 2017

    POSTS FROM PAST WEEK Using the account statement report We discussed how investors can generate a date specific transaction history of their Bondora account. The detailed report shows all inflows and outflows to the account. The data enables account holders to audit and measure the impact of their investments, principal payments and interest repayments. Read … Continue reading "VIDEO: Weekly summa...

  • Using the Account Statement Report

    The Account Statement Report is useful to those interested in a minute by minute accounting of their holdings. This customizable data is located in the “Reports” page. As with all reports, you can can set the range by entering a start and end date. The system then generates a CSV report. The data includes a … Continue reading "Using the Account Statement Report"

  • Weekly industry news roundup – January 30, 2017

    Around the world Reuters published an article reviewing recent actions from The American Bankers Association (ABA). The group is seeking their own marketplace lending platform in an effort to compete with the growing peer-to-peer industry. In particular, small banks, with fewer resources are struggling to compete with the speed and low costs of alternative lending. … Continue reading "Weekly indus...

  • Bondora portfolio performance – January 2017

    Key takeaways The total average realised net returns across all countries was 17,02%, exceeding the targeted figure by 98 basis points. This outperformance relative to the targeted figure marks an ongoing trend which started in Q4 of 2015. The realised net returns in Q3 of 2016 mark the second best period in nearly two years. … Continue reading "Bondora portfolio performance – January 2017"

  • Why are there irregularities in the cash flow payments?

    Investors occasionally notice discrepancies in the received vs planned cash flow payments in the Cash Flow page. These discrepancies can move in both directions. That is, sometimes the received payments exceed the planned total and sometimes the received payments fall below the planned amount. In most cases the difference is due to failed or late payments … Continue reading "Why are there irregula...

  • VIDEO: Weekly summary – January 25, 2017

    POSTS FROM PAST WEEK Get the complete picture of your portfolio with the Monthly Overview Report We explored another report available in the “Reports” page of your Bondora account. The information is organized into the three reports common in accounting: a cash flow statement, an income statement and a balance sheet. Use the information to … Continue reading "VIDEO: Weekly summary – January 25, 20...

  • Get the complete picture of your portfolio with Monthly Overview report

    In this post we’ll take a closer look at how to access and use the “Monthly Overview” report available on the Reports page of your Bondora account. Like the other reports you only need to enter a date range to generate the information. Once exported to a CSV file you can review the detailed numbers … Continue reading "Get the complete picture of your portfolio with Monthly Overview report"

  • Weekly industry news roundup – January 23, 2017

    Around the world Finance Magnates published an article forecasting that marketplace lending will drive business growth in 2017. Alternative lending is valuable not only for personal loans but for businesses seeking financing alternatives. As the author explains, “P2P loans are unsecured, so you don’t have to tie up precious collateral, the funding process is faster … Continue reading "Weekly indus...

  • Loan funding per channel for December 2016

    In December, the most used investment channel by far was the Portfolio Manager which represented 94.36% of funding. The API channel represented just 5.64% of funding for the month. This illustrates a greater use of the automatic investment tool compared to last month (92.7%). This data illustrates a popular preference for an automated solution. In … Continue reading "Loan funding per channel for D...

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 5 months ago

New blog articles detected

  • VIDEO: Weekly summary from Bondora

    WEEKLY SUMMARY FROM BONDORA Over the last week we’ve seen some good activity on our blog. Higher Returns with our New Loan Pricing Structure We go over the upcoming changes to our loan pricing structure which will now reward more those investors who invest into higher risk loans. In the new loan pricing, we will … Continue reading "VIDEO: Weekly summary from Bondora"

  • Higher Returns with our New Loan Pricing Structure

    We listened when our investors told us that they wanted higher returns for taking on greater risks. In fact, we will raise the expected return on our highest risk loan product by 12.3% over the coming weeks. That means you will be receiving returns of up to 32.5%, if you can live with the higher … Continue reading "Higher Returns with our New Loan Pricing Structure"

  • Weekly industry news roundup

    AROUND THE WORLD The biggest peer to peer lending conference LendIt has its LendIt Europe coming up in just a couple weeks. The conference takes place on October 10 and 11 in London. There’s still a chance to get discounted tickets if you want to go. This Bloomberg article goes into how Europe’s first securitization … Continue reading "Weekly industry news roundup"

  • Earn hundreds of euros by referring your friends to Bondora

    You can now earn some extra income by introducing your friends to Bondora. We are proud to announce our Refer-A-Friend offer. People don’t tell their friends about something unless they really like it whether it’s a new gadget, a new restaurant or a new beer they just tried. Social proof through friends is some of … Continue reading "Earn hundreds of euros by referring your friends to Bondora"

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 6 months ago

New blog articles detected

  • VIDEO: Weekly summary from Bondora

    WEEKLY SUMMARY FROM BONDORA Bondora Portfolio Performance – September 2016 In this post we bring you the monthly portfolio performance overview. KEY TAKEAWAYS: Country level performance continues to be positive and grow across all 3 countries. All countries and loan grades are yielding above 10%. Estonia sees steady and growing rates across credit grades. What … Continue reading "VIDEO: Weekly sum...

  • Bondora portfolio performance – September 2016

    KEY TAKEAWAYS Country level performance continues to be positive and grow across all 3 countries. All countries and loan grades are yielding above 10%. Estonia sees steady and growing rates across credit grades. What this means is that the higher rate credit grades like E, F, and HR have a strong repayment history. Their rates … Continue reading "Bondora portfolio performance – September 2016"

  • Weekly industry news roundup

    AROUND THE WORLD The Cambridge Center for Alternative Finance released its study on European alt finance that shows 92% growth in 2015. This growth is in all areas of alternative finance including crowdfunding and peer to peer lending. Europe is a fast growing alt finance market. Estonia is first in alternative finance volume and we … Continue reading "Weekly industry news roundup"

  • Tracking your investments in Cash Flow

    One of the best benefits of Cash Flow statement is that it integrates many differents data points into single, understandable numbers. This saves a lot of time for investors who want to keep track of the bottom line of their investments. The high-level overview that the Cash Flow statement provides, allows the investor to see … Continue reading "Tracking your investments in Cash Flow"

  • Pending Offers and Reserved Funds explained

    It would be pretty awesome if we had as much money as we wanted to invest here on Bondora and everywhere else that we could possibly invest. The reality is that we all have limited funds to work with. We need to choose our loans wisely, use our money effectively and reduce cash drag from … Continue reading "Pending Offers and Reserved Funds explained"

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 6 months ago

New blog articles detected

  • VIDEO: Weekly summary from Bondora

    WEEKLY SUMMARY FROM BONDORA Performance of recovery process in Bondora – September 2016 Every month we outline Recovery Performance where we look at recovery rates of principal on loans that have defaulted each month and each quarter. Read more about it Weekly industry news roundup Around the world, SoFI in the US and Zopa in … Continue reading "VIDEO: Weekly summary from Bondora"

  • Performance of recovery process in Bondora – September 2016

    Recovery Rates have been consistent across the board. KEY TAKEAWAYS Recovery rates in Estonia averaged 36% last month. For the last 3 quarters, Q4 of 2015 and the first 2 quarters of 2016, we are seeing an increase in recovery rates on a monthly and quarterly basis. Quarterly recoveries increase from 53% to 60% to … Continue reading "Performance of recovery process in Bondora – September 2016"

  • Weekly industry news roundup

    AROUND THE WORLD In this Wall Street Journal article, SoFi, which specializes in US student loan refinancing, announced a funding round starting with the intention of raising $500 million. They are one of the best performing US p2p lending platforms and intend to use the funds to expand their student loan business to Europe and … Continue reading "Weekly industry news roundup"

  • How to sell investments in Secondary Market

    One of our most common questions is about using the Secondary Market. More specifically, how to sell a loan on the secondary market? Here it is in a nutshell: Research and select investments to sell Add investments to Sales Cart Sign Sales Agreements Checking the investments you listed in Secondary Market Tracking sold loans Research and … Continue reading "How to sell investments in Secondary Mar...

  • New data points to improve transparency and reporting of investments

    We like being transparent here at Bondora, and we like giving you our loan data for your own analysis. You can slice and dice all the data however you want to come up with your own method of selecting loans for investment. When you look at the Public Reports in the “Shared Legend between Public … Continue reading "New data points to improve transparency and reporting of investments"

Bondora by isePankur

Category: Content
Type: Blog Article

Generated 6 months ago

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