If your foreign offices are purchasing insurance coverages with no oversight or reporting protocol, you may be vulnerable to unnecessary costs—and risks.
With the 2017 Open Enrollment period over, enrollment in or changes to a Marketplace Health Insurance plan now requires a qualifying life event.
Learn more about the proposed American Health Care Act.
When faced with rising health insurance rates, going to bid feels like the most logical solution, right? Unfortunately, it’s just not that simple.
When we lift each other up, we all get stronger. That is the dividend of M3's culture of investment - and it's immeasurable.
M3 has promoted Abigail Nadler and hired Tyler Stuntebeck to assume Abigail's previous role of advising clients on worksite wellness programs.
Jen Pino-Gallagher recently joined M3 as an account executive and the director of M3's Food & Agribusiness practice group.
Benefit funding models work by pooling employers together to help manage risk. A carefully assembled captive can allow you to “swim in a cleaner pool.”
Wisconsin school districts likely have a keen interest in the latest state budget proposal, as there is a proposed expansion of Per Pupil Aid.
This 2-day OSHA 10-Hour Construction Industry Outreach Course provides workplace safety and awareness of construction industry safety practices.
Are you an employer facing Service Contract Act compliance? M3 can help ease the complexity surrounding federal service contract requirements.
From 2011-2016, M3's risk management professionals helped clients save millions through our experience mod factor validation process.
Did you know that tax season is also identity theft season? Identity theft protection has emerged as one of the top voluntary worksite benefits.
Sara Kekula was promoted to Account Executive at M3. She specializes in property & casualty insurance for the senior living & social services industry.
Gretchen Flueckiger joined M3 Insurance as an Account Executive, specializing in Service Contract Act consulting and advising for government contractors.
M3 Insurance recently announced Jason Nordby, Account Executive and Director of Employee Benefits Captive Practice, as a new company shareholder.
A recently issued Executive Order does not change existing law, but does provide potential insight into how the new administration will approach the ACA.
M3 welcomes Ana Simpson. She recently joined our sales team as a Business Development Executive, educating the business community about M3 services.
This automotive business found out by going from a one-size-fits-all plan to a smarter, consumer-driven plan with a lot more options.
M3 is honored to be a named one of “Milwaukee’s Best and Brightest Companies to Work For®" for 2017.
WATDA members are discovering firsthand how M3 is the right choice for them as M3 offers exclusive membership partner benefit programs.
While no one specifically knows what the future holds for the ACA, this overview may help you to better understand news coming from Washington D.C.
Have questions regarding OSHA injury and illness recordkeeping and reporting requirements? Join us for a webinar session focused on giving you the information your business needs to comply with recordkeeping requirements.
M3's Marty Malloy writes of his experience as "Principal for the Day" of Franklin Elementary School. Franklin is M3’s adopted school.
The spirit of giving– it’s always been an integral part of M3’s culture. M3 employees walk this talk, giving personally of their time, talent and resources.
Insurance is the result of a complex combination of finance and the legal system. As a broker, we get to help make the complex simple - that's gratifying work.
The 21st Century Cures Act creates a new health insurance option for some employers through the Qualified Small Employer Health Reimbursement Arrangement (QSEHRA).
Today’s multi-generational workforce challenges employers to meet a more diverse set of benefits and communications needs than ever. Are you up for that challenge?
The complete rule technically becomes effective on January 1, 2017, but the anti-retaliation provisions took effect on December 1, 2016.
The time for your Affordable Care Act (ACA) reporting responsibilities is nearly here, and the experts at M3 Insurance want to make sure you are fully prepared.
There is a lot to love about the insurance industry. It is a very social and connected industry, built on relationships and partnership with the community.
Coverage non-renewal creates a string of challenges. But a partner with strong carrier connections can make all the difference.
Jennifer Vanderlip and Kathy Stinson have attained their CPRM designations, making them the only two designees in Wisconsin (of just 32 nationwide).
Rebecca Menefee recently joined M3 Insurance as an Employee Benefits Sales Manager, leading and supporting M3's Small Business Account Executives.
On November 22, 2016, a federal judge blocked the implementation of the “White Collar Rule” which was set to go into effect on December 1, 2016.
Attention large employers: IRS Notice 2016-70 announces the IRS has delayed some ACA reporting deadlines and extended good faith transitional relief.
There is a lot to love about the insurance industry. Much of it depends on the right people, being in the right place, at the right time...
DEADLINE - NOVEMBER 15, 2016: Have you submitted your 2016 benefit year annual enrollment count? If not, be sure to do it now.
In the wake of Tuesday's election, employers may wonder about the future of the ACA. M3's compliance team is ready to keep you informed.
There is a lot to love about the insurance industry: being part of something bigger, the people, the connection, the purpose. It's good stuff...
This 2-day OSHA session covers general industry safety concerns. Learn key prevention techniques to control workplace hazards within your organization.
It’s always open season for hackers on the hunt. Take the right steps to ensure your organization can survive being the target of a data breach.
M3 is working with school districts around the state to implement onsite health clinics for employees and students. The result? Safer, healthier schools.
The IRS has raised the Health FSA annual maximum limit, starting in 2017. There may still be time to increase your plan's maximum contribution to adjust for the new legal threshold.
M3’s new Milwaukee office location at 1425 Discovery Parkway in Wauwatosa is closer to the heart of Milwaukee and much, much closer to the heart of M3.
From chaos to control: Quick reaction and a prepared team of cool heads help mitigate the effects of this client's explosion and fire.
Business Insurance has recognized M3 as a 2016 Best Places to Work in Insurance. The award speaks to M3's high levels of employee engagement and satisfaction.
OSHA has further delayed enforcement of the anti-retaliation provisions in the revised recordkeeping regulations. The new target date is December 1, 2016.
The 2016 Medicare Open Enrollment period runs from October 15 to December 7. Get help reviewing your current selection and comparing the available plans.
Our relationship with the money that we make is something that we need to manage. We need to keep it in perspective so we don’t get trapped by it.
M3 and WATDA have partnered to ensure the association's members have access to the best products, service, resources and specialized expertise.
When this IT solutions firm opted to join a captive insurance program, the results—specifically the cost savings—left its old plan in the dust.
Effective October 1, 2016 it is illegal to talk on a handheld mobile device while driving through road work zones in Wisconsin.
The latest target of IRS-related email scams is the Affordable Care Act. Educate yourself and stay a few steps ahead of the scammers.
M3's Senior Compliance Attorney Karen Breitnauer will lead a discussion about the fundamentals of the law, share new requirements, and take a quick look at the possible impact of the November election on the future of the law.
Senior Compliance Attorney Karen Breitnauer and Attorney Ben Jones partner to discuss the fundamentals of the law, share new requirements, and take a quick look at the possible impact of the November election on the future of the law.
All captive managers are not created equal. Has your broker done the research to pair you with the right captive manager?
Self-funding can be an effective mechanism for financing health plans. However, organizations who opt to self-fund need to understand and protect themselves from laser exposure.
The recent hail storms were a bit of a surprise. If you have incurred damage through these storms, make sure you hire only reputable, trustworthy contractors.
Sales, fundamentally, is about relationships. The rules for keeping client relationships strong don't differ much from those for personal relationships.
Career planning at M3 - it's all about helping our employees grow professionally and meeting the needs of our growing organization. So, is that happening?
Madison Magazine has released the results of the annual Best Places to Work survey, which gauges work cultures and environments of Madison-based organizations. M3 is honored to have made the list.
Milwaukee Business Journal has revealed its 2016 list of Best Places to Work in Milwaukee. M3 is honored to be one of the 44 companies named.
M3's compliance team summarizes ACA provisions recently released by the federal government relating to employer-sponsored cash-in-lieu programs.
Should you offer worksite benefits to employees during the regular enrollment period or off-cycle? Optimize engagement of voluntary programs within your organization.
If you’re an executive, you’ve likely put tremendous effort into your professional life—effort that’s also helped grow your personal net worth. But are you putting enough effort into protecting that net worth?
M3 Insurance is one of only 254 insurance agencies from across the country to be named a 2016 Best Practices Agency. M3 has been honored with this award annually from 2010-2016.