Crown Financial Ministries

Crown Financial Ministries

Category: Content
Type: Blog Article

Generated 3 days ago

New blog articles detected

  • Satchel Paige once asked, “How old would you be if you didn’t know how old you was?”

    That’s a good question. Age sneaks up on us, and retirement is a chapter in life that many are unprepared for. People in the world believe retirement is the time in life to withdraw from the demands of work and labor to pursue enjoyment free of obligations, commitments or worries. Fulfilling their desires is a reward for how hard they’ve worked. But, Hugh Welchel, Executive Direc...

  • Do you worry about outliving your retirement funds?

    If you’re worried, you are not alone. Maurie Backman with the Motley Fool says retirement tops the list of Americans’ financial concerns. In 2016, 64% of the population admitted fear in not having enough funds to cover living expenses in retirement. An estimated 33% have no retirement savings at all, and those who are relying on Social Security need to realize that it replaces jus...

  • Do you love your neighbor?

    Martin Luther once said, “A true Christian lives and labors on earth not for himself but for his neighbor; Therefore the whole spirit of his life compels him to do even that which he needs not do, but which is profitable and necessary for his neighbor.” As one who is interested in economic history, it is a little known fact that the global economy remained relatively flat until ...

  • 4 tips to raise your children to become financially independent

    Third John 1:4 says, “I have no greater joy than to see my children walking in the Truth.” Amen to that!  I would add my own corollary. I have no greater relief than to see my children able to pay their own way when they become adults. We all want to help our children financially, but it is more important to teach them to become financially independent. Here are some tips:

  • 4 Steps to Ask for a Raise

    Originally posted on the Christian Post on February 17. To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity.   Dear Chuck, I’ve been at my job for a while now, and I know that I make a valuable contribution to my company, but I don’t know how to go about asking...

Crown Financial Ministries

Category: Content
Type: Blog Article

Generated 1 week ago

New blog articles detected

  • 4 Signs You May Need to Switch Jobs

    Tough jobs can stretch us and prepare us for the future. But Liz Ryan at Forbes.com says certain signs reveal when it may be time to change jobs. 1. If you experience stress that wakes you up in the middle of the night, or stress that doesn’t go away after you finish a big project, you need to seriously consider finding a different position in the company or a totally different jo...

  • 3 Ways to Grow as a Freelancer

    More than ⅓ of our workforce are freelancers, according to the research firm Edelman Berland. That is 54 million Americans who have an independent approach to their employment. A person who does freelance or contract work is defined as one who works by the hour, day or job without a regular salary from one employer. Although it can initially be stressful to procure jobs, this kind...

  • What are your plans for Valentine's Day?

    Valentine’s Day can be an expensive day! Last year an estimated $19 billion was spent on this man-made holiday. As people who desire to steward well, yet show our love, we can find budget-friendly, creative alternatives to honor those we hold dear. So here is my advice for not breaking the bank to honor your love: Instead of going out, try cooking new recipes together. Su...

  • Being threatened by a debt collector is no joke. Do you know your rights?

    The Consumer Financial Protection Bureau recently reported than 1 in 4 consumers felt threatened when contacted by debt collectors. They experience collectors calling too often, at odd hours, and warnings of jail time and other frightening threats. Some were being hounded for debts they did not even owe! Many complained that the collectors ignored requests to stop contacting them. ...

  • What Should Valentine’s Day Cost You?

    Originally posted on the Christian Post on February 10. To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity.   Dear Chuck, With Valentine’s Day approaching, I wonder if it’s really necessary to spend a lot of money on a holiday that feels a bit made up. I’m fee...

Crown Financial Ministries

Category: Content
Type: Blog Article

Generated 2 weeks ago

New blog articles detected

  • Do you care more about how long your car will last or how fast it will go?

    According to AAA, 35% of the drivers in America have skipped or delayed a recommended service or repair. And, yet, the most effective way to keep repair costs down is to avoid them in the first place. I’ve got a few tips for you. Follow your owner’s manual for tasks like oil changes and tire rotations. Thankfully, newer vehicles are programmed with maintenance reminders. Just do...

  • Have your or your family experienced an unexpected expense in the past 12 months?

    Jill Cornfield at Bankrate.com says the most common surprise expenses are related to vehicles, appliances, home-repairs, injury or illness. Unfortunately, nearly 6 in 10 Americans don’t have enough savings to cover an unexpected bill of $500. This is a problem across our nation. When people pay with a credit card, the original expense can grow monumentally if not paid off at the e...

  • Have you already blown your New Year budget? Don’t give up!

    Allison Martin at MoneyTalksNews.com reports that it’s the small expenses that add up to blow a budget and ruin a spending plan. There are several main culprits. Food is one of the biggest expenditures in America. If you spend $10 a day for lunch, that quickly adds up to $200 per month! Stop! Buy a cool lunch tote, pack your food, and start a new trend at your workplace. Snacks ...

  • Help! I'm caught between church and credit cards

    Originally posted on the Christian Post on February 3. To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity.   Dear Chuck, I need some help. I am a 50 year-old widow with a teenager at home, and I’m using credit cards to survive, drowning in late fees. I am over...

  • We are all fighting a spiritual battle. But perhaps yours is even fiercer.

    The U.S. military makes sacrifices every day. According to NBCnews.com, military families carry more debt and have fewer assets than civilians. If you are one of those, Winnie Sun at Forbes.com offers several tips. First, use your education benefits wisely. The GI bill is a perk that covers in-state tuition for up to 36 months and a limited dollar amount for private colleges for...

Crown Financial Ministries

Category: Content
Type: Blog Article

Generated 3 weeks ago

New blog articles detected

  • Ever made a really bad decision? Want to know how to avoid another one?

    In a recent article for Forbes, Chris Myers warns entrepreneurs to be careful about making big decisions when they are carrying a lot of stress. The acronym H.A.L.T., he explains, stands for Hungry, Angry, Lonely, and Tired. He discovered that it wasn’t the amount of stress he carried, but the failure to identify triggers that released it, thus impacting his ability to make wise d...

  • Are you self-employed, trying to make ends meet?

    The U.S. Bureau of Labor Statistics reported that in 2015, 15 million people, roughly 10% of total U.S. employment, were self-employed. If you fall into that category I recommend you find a Godly mentor or team who will answer questions, counsel you, and help you grow your business. Find people who know the pressure of setting goals, meeting financial needs, and keeping the compan...

  • Can You Afford Your Kids?

    Originally posted on the Christian Post on January 27. To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity. Dear Chuck, My husband and I are talking about starting a family, and to be honest, I’m afraid to do it. We have the usual bills and some credit card debt...

  • Are you financially prepared for the unexpected? Could you comfortably replace your washing machine, pay for new tires, or repair your leaky roof?

    Kathryn Vasel at CNNmoney recently stated that 6 out of 10 Americans do NOT have $500 - $1,000 saved in an emergency fund. When faced with a need, she reports that: 20% would put it on a credit card. 20% would cut spending. 11% would borrow from friends or family. And, yet, nearly half of Americans reported that they or their immediate family had an unexpected bill last year...

  • Are you familiar with house flipping? A barrage of books, seminars, and TV shows are enticing people to get in on the action.

    House flipping is an investment strategy where properties are purchased with the goal of reselling for a profit. This profit occurs either through a hot housing market or from renovations and improvements made prior to reselling. In an article on December 28th at MarketWatch.com, Kirsten Grind reported that this is a great time to be in the house-flipping business. She states that...

  • Do you enjoy tipping at restaurants? Or, do you painstakingly compute the percentage down to the penny?

    On December 20th, KPHO in Phoenix reported that a 29-year-old, pregnant server was given a generous $900 tip. The unmarried woman, expecting her first child in early January, stated that a written note on the bill simply read, “This is God's money - He gave it to us so we could give it to you. God bless.” The bill was only $61. Can you imagine her surprise? Her joy? The obedient...

  • Interested in a fun way of boosting your savings in 2017? How about by fives?

    People around the world desire to save money for a variety of things like a car, college, wedding, house, vacation, adoption, or to pay off debt.  Marie Franklin decided to get serious about saving. Taking the theory of paying herself first she saved every $5 bill that she encountered. And, over a period of 12 years, she saved $36,000...all in $5 bills.  In an article from time....

  • Last week, a new President was sworn into office. Let’s pray for this man and our nation!

    Please join me in prayer for President Trump and the United States. Lord on High, We humbly come before You acknowledging that no authority exists except that which You have established. Job said, “You are the One who makes nations great and destroys them, You enlarge nations and disperse them.” During this historic time, President Trump becomes our Commander in Chief. We ask ...

  • Has your office abandoned cubicles for the modern environment of shared desks and wide-open common spaces?

    Travis Bradberry, in an article titled “7 Amazing Things Happen When You Spend Time Alone” at Entrepreneur.com reported that privacy is necessary for maximizing productivity. Research was conducted among 600 computer programmers from 92 companies. Data revealed that productivity levels varied greatly among the companies. Sixxty-two percent of the top performers said they had pri...

  • Do you struggle to make ends meet? And wonder how to budget when you have so little?

    Those with little must budget the same way as those with much:  Diligently! Simply track your income and expenses: that is the money you bring in and the money that goes out.  Account for every single penny. Write down your non-variable costs – things that are the same every month like rent or mortgage. Then, estimate your variable costs like groceries, utilities and entertainment...

Crown Financial Ministries

Category: Content
Type: Blog Article

Generated 5 months ago

New blog articles detected

  • Why do families experience more problems during economic downturns?

    The truth is… they don’t. They simply suffer more symptoms. With rare exception, the problems they experience began years earlier, perhaps even in childhood. Many of the symptoms we see today such as business failures, bankruptcies, divorce, multi-job families, etc. stem from ignoring God’s Word. Parents who fail to instill basic values in their children, or model a life of mishan...

  • I have a great stewardship story for you

    I recently read a heartwarming story of a group of ladies who collect garbage bags, doggie bags or extra lunch bags. They repurpose them by weaving them into mats for homeless people to sleep on. And they've already sent a bunch down to families in Louisiana who lost their homes in recent flooding. They call themselves the Bag Ladies. Patty Arnold says they met as a group for th...

  • Let’s talk about your net worth as you approach retirement

    About 86% of Americans have a positive net worth. The US Census Bureau reports that the average American under age 35 is worth about $6,500 including their home equity. This grows to $85,000 for those between age 45-54 and peaks at about $195,000 for those aged 65-69. But here is a very important point. From age 70 on, the average net worth begins to decrease.  If you exclude home...

  • Tips not to Trip over your Tongue at Work

    Originially posted on the Christian Post on September 23. To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity. Dear Chuck,  I’m trying to fit in to a new workplace, and I’m on the outside of a lot of the conversations and office gossip. I want to join in, ...

  • Are you growing in generosity?

    The average American gives $150/month to charitable causes. That equates to 3% of their take home pay.  If the Christians earning this same total income were to actually tithe, giving would increase to $575/month.  When it comes to giving a number of verses are very motivating for me: One is Proverbs 3:9.  In the New Living Translation it says, “Honor the LORD with your wealth and...

Crown Financial Ministries

Category: Content
Type: Blog Article

Generated 5 months ago

New blog articles detected

  • Ever heard of a family bank?

    My friend, David McAlvany, writes in his new book, The Intentional Legacy,  “The secret to preserving family wealth over the generations is the soft structure. Well planned and executed soft structures are systems designed to build family identity and loyalty, while blessing heirs, including those yet to be born.”  David points out that the concept of a family bank is one outgrowth ...

  • When was the last time you rewarded yourself for making financial progress?

    Now the Lord clearly understands we are all motivated by rewards.  In fact, the entire Christian life holds out the promise of the reward of eternal life. Further, in Matthew 6, He promises to reward us openly for praying in secret, giving in secret and fasting in secret.  So we should use our natural desire for rewards to set up a system where we establish a personal perk that is a...

  • Do you think God can do anything?

    If you are facing a challenging financial time right now, the best place to turn for help is to God and trust that He can do anything. Here is why.  Do you remember the problem Jacob had when he went to stay with his Uncle Laban? He had to work as an unpaid shepherd for fourteen years before he was given permission to marry Rachel. (You don’t have it as bad as your thought, do you...

  • Interview the Interviewer for your Dream Job

    Originially posted on the Christian Post on September 16. To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity. Dear Chuck,  With great jobs so scarce, I get nervous going into an interview. I’m not sure how to prepare or what to say to stand out from the c...

  • Would you like to be financially free? Today, I will tell you how that is possible.

    To be financially free requires two character qualities. The first is learning to be faithful and the other is learning to be disciplined.  Luke 16:10-11 teaches us that God expects us to be faithful in small matters if we are to be trusted with bigger matters. In other words, trust or trustworthiness is the currency that God deals in. He wants to find those whose hearts are guide...

Crown Financial Ministries

Category: Content
Type: Blog Article

Generated 5 months ago

New blog articles detected

  • Today, my list of the five things I don’t think you should use debt to purchase…

    We live in a culture where debt is assumed to be essential for everything. The Bible tells us that the borrower is a slave to the lender so we should be vigilant in our efforts to avoid becoming financial slaves.  Here are the things I would not use debt to purchase: A car. Financing something that immediately depreciates in value is a bad idea because of the risk of owing mor...

  • I hate scams, especially this one!

    Now this one has not happened to anyone in our family, but since I have a son in college, I was glad to learn about it so we can have our guard up.  According to John Wasik who writes a blog for Forbes on financial scams, “This latest scam has crooks calling families or students to warn them about paying a ‘federal student tax.’” Now, to be clear…there is no such thing and nobod...

  • Are you average when it comes to earning and managing your money?

    In 2015, the average American household earned a little more than $69,000 total income leaving about $60,000 after taxes, according to the Bureau of Labor Statistics. From that, consumers spend nearly $56,000 of their take home pay and they saved the rest, or about $4,000 which amounts to an average of 6% of their net income.  When it comes to our biggest expenses of housing and...

  • How to Lose a Car and not your Credit Rating

    Originally posted at Christian Post September 9, 2016. To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity. Dear Chuck,  What are the rules when a bank repossesses your car? Do you still have to pay them what you owe and can they garnish your wages for pay...

  • Are you taking care of your health?

    If you want to be a good steward of your money it is often directly tied to being a good steward of your physical body.  The top reason say they file for bankruptcy is due to medical costs. “A recent Harvard University study showed that medical expenses account for approximately 62% of personal bankruptcies in the US. Interestingly, the study also showed that 72% of those who file...

Out-Market Your Competitors?

Get complete competitive insights on over 2.2 million companies to drive your marketing strategy.

Create Free Account Log in

Out-Market Your Competitors

Get complete competitive insights on over 2.2 million companies to drive your marketing strategy.

Create Free Account

Already a user?  Log in