Arch Apple Financial Services

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 1 day ago

New blog articles detected

  • Trump agrees to strike essential health benefits, Spicer says

    Republican lawmakers and President Donald Trump continued their efforts to gain support from conservative lawmakers on the American Health Care Act, striking an agreement to eliminate the Affordable Care Act’s essential health benefits, according to White House Press Secretary Sean Spicer. Conservatives say eliminating the regulations will lower premiums, but such a provision could threaten […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 1 day ago

New blog articles detected

  • ACA rollback concerns public health experts starting to see results

    Coverage expansions and federal funding under the Affordable Care Act helped hundreds of thousands of Colorado residents gain access to care and allowed Denver and other cities across the US to develop new and better systems for helping their poorest people manage chronic medical conditions, mental health care, dental care and primary care. Public health […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 1 day ago

New blog articles detected

  • Insurance Sector Deal Making Shifting Into High Gear

    Expect 2017 to be a year of deal making in the insurance industry, according to a report by KPMG International, with 84 percent of insurance companies surveyed planning to make between one and three acquisitions in 2017, while 94 percent plan at least one divestiture.  Two-thirds of insurers said they expect to undertake a cross-border […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 1 day ago

New blog articles detected

  • Trump Stakes Claim on Healthcare Bill

    President Trump stormed Capitol Hill to sell the House Republican leadership’s plan to overhaul the health-care system, warning his party that not passing the legislation would yield a political crisis and sweeping electoral defeats, the Washington Post reported. The president addressed a closed-door meeting of House Republicans in anticipation of the measure coming to a […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 1 day ago

New blog articles detected

  • Study explores link between financial, physical wellness participation

    Researchers report in Psychological Science that employees who contribute to a 401(k) are more likely to see improvements in blood test abnormalities and embrace healthy behaviors than those who do not contribute to retirement accounts. The findings suggest attitudes about the future and whether they have the power to change it may play a role […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 1 day ago

New blog articles detected

  • GOP lawmakers debate AHCA revisions ahead of planned House vote

    The American Health Care Act will undergo some changes before a House floor vote on Thursday, said Speaker Paul Ryan, R-Wis., who said he remains confident it will ultimately pass. Republican Study Committee leaders gave their support Friday after the White House agreed to include an option for states to integrate a work requirement into […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 1 week ago

New blog articles detected

  • Commentary: Long-term care needs to be part of health care overhaul

    Any effort to reform and replace the Affordable Care Act should include provisions to address long-term care, write Everette James, Walid Gellad and Meredith Hughes of the University of Pittsburgh. Efforts to enhance long-term care should include strategies that bolster the LTC insurance market and changes to how Medicaid and Medicare cover LTC, according to […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 1 week ago

New blog articles detected

  • Republican leaders discuss measures to keep more people covered

    Some Republican senators and governors are looking for strategies to mitigate the American Health Care Act’s projected impact on lower-income and older people, which the Congressional Budget Office posits will leave 24 million more people uninsured by 2026. Possibilities that would increase coverage levels in the bill have significant financial trade-offs that may make it […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 1 week ago

New blog articles detected

  • The Pre-Existing Condition Conundrum

    Republicans want to continue to allow people with pre-existing conditions, ranging from serious ailments like diabetes and HIV to minor maladies such as acne or seasonal allergies, to maintain their coverage and the current draft of the American Health Care Act retains that provision. “We are protecting those patients living with pre-existing conditions,” said Rep. Greg Walden, […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 1 week ago

New blog articles detected

  • Covered California Sounds Alarm After Budget Office Report

    Covered California leadership finds the Republican plan to repeal and replace Obamacare will put health coverage out of reach of many in the state, according to its new studies on the Affordable Care Act’s benefits as well as a preliminary analysis of how changes proposed in federal law would affect enrollees. The studies come one […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 1 week ago

New blog articles detected

  • White House Tries to Salvage GOP Healthcare Plan

    The White House launched an intensive effort to salvage support for the Republican plan to revise the Affordable Care Act, even as a growing number of lawmakers weighed in against the proposal. After the Congressional Budget Office released its analysis showing that 14 million fewer Americans would be insured next year under the GOP plan, […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 1 week ago

New blog articles detected

  • Study: Part D has steadily cut elderly mortality rate

    The mortality rate among elderly people has decreased by 2.2% each year since 2006 due in part to Medicare prescription drug coverage, researchers at the University of Illinois at Urbana-Champaign reported in the Journal of Health Economics. United Press International (3/9)

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 1 week ago

New blog articles detected

  • CBO predicts substantial loss of coverage under GOP proposal

    The Congressional Budget Office released its analysis of the proposed American Health Care Act, estimating 5 million Americans would lose Medicaid coverage and 6 million people would lose individual coverage by 2018, and ultimately 24 million more people would be uninsured by 2026. The report predicts a short-term increase in premiums under the legislation, but […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 2 weeks ago

New blog articles detected

  • What the proposed American Health Care Act changes and what it leaves alone

    An in-depth look into the proposed American Health Care Act, comprising two budget reconciliation bills that now head into committees, reveals that the legislation leaves many Affordable Care Act provisions in place, including those involving Medicare, care quality and biosimilars, and most other pieces of the law except those dealing with insurance affordability and mandates, […]

  • Survey finds retirement worries

    Eight out of 10 Americans don’t know how much cash they’ll need for a comfortable retirement, and just 27% of those 50 or older feel financially ready to pay for a decade of retirement, according to research firm Age Wave. The survey found that 75% of respondents would consider buying an “annuity-type” product with a […]

  • Anthem Blue Cross Foundation Tallied $3.8 Million for 2016

    From teaching lifesaving skills, to increasing cancer screening and helping youth discover that eating healthy and staying active can be fun, the Anthem Blue Cross Foundation continues to tackle some of California’s most complex health issues. Last year’s results, donations of $3.8 million, plus hours of employee volunteer work, illustrate how the foundation’s partner non-profits […]

  • Health Insurance Drives in Job Decisions

    A recent survey of LinkedIn members found that for nearly one in five of about 1,000 respondents, or about 20 percent, the types and cost of health insurance available were the primary driving factor in taking, leaving or keeping a job. Health insurance means a big deal to jobs, careers and the economy. The article is […]

  • Conservatives Blast GOP Plan as ‘Obamacare Lite’

    Influential conservative lawmakers and activist groups panned health-care legislation drafted by House Republican leaders, throwing the GOP’s plan to undo the Affordable Care Act in serious doubt less than 24 hours after it was released. Those groups dubbed the House bill, backed by House Speaker Paul D. Ryan (R-Wis.), as “Obamacare Lite,” “RyanCare” or “RINOcare” […]

  • Cigna Forms Team With HealthCare Partners for L.A. Plans

    HealthCare Partners and Cigna have formed a partnership to offer employers in and around Los Angeles health care options designed to improve access, quality, affordability and ease of use. The companies will offer HMO health plans, with care coordinated through a primary care physician, to employers with at least 100 employees. Those employers can choose a fully […]

  • L.A. County Health Chief Plans Coverage for Obamacare Repeal

    Los Angeles County arguably has more to lose than any other California county if the Affordable Care Act is repealed or dramatically scaled back. With more than 10 million residents, it is the state’s most populous county by far ― a distinction reflected in the number of Angelenos who obtained health coverage under Obamacare. About 1.2 million […]

  • Trump Meets With Health Insurance Executives

    President Donald Trump met with the leaders of the nation’s largest health insurance companies regarding the repeal and replacement of the Affordable Care Act, or Obamacare. Joe Swedish of Anthem thanked him for his immediate intervention in halting the hardships of Obamacare. “We had to step in,” Trump responded. The goal of reform, Trump said, […]

  • Draft GOP Healthcare Plan Emerges

    A draft bill detailing Republican plans to begin repealing and replacing many facets of the Affordable Care Act would provide expanded tax credits and health savings accounts for individuals while reducing federal spending on tax subsidies and Medicaid, and practically eliminating both the current employer and individual mandate to provide and carry health insurance. The […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 3 weeks ago

New blog articles detected

  • Study: Average cost of retirement exceeds $700,000

    A study by Merrill Lynch and Age Wave found that the cost of retirement surpasses $700,000 on average, far outweighing the costs of purchasing a home or paying for higher education. Thinking of retirement “as purchasing something in your future changes the dynamic of how you plan for that number,” says Kevin Crain of Bank […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 4 weeks ago

New blog articles detected

  • Insurer Incentivizes Fitness, but Read the Fine Print

    Wearing a fitness tracking device could earn you cash from your health insurance company. At first, this sounds lucrative for the people who participate, and good for the companies, who want healthier insurance customers. But it’s not quite so simple. Under the program, people who have certain health insurance coverage plans with UnitedHealthcare can elect […]

  • Humana Leaves ACA Exchanges

    After its merger with Aetna was called off, Humana Inc. said that it will stop offering commercial health insurance to individuals on state exchanges and buy back $2 billion in stock. Humana, which said it is owed a $1 billion breakup fee from Aetna, said it will focus on care for people living with chronic […]

  • Study Shows Covered California Most Effective Exchange

    A five-state study of Obamacare health insurance exchanges finds California’s to be the most successful of the group. Researchers say the state’s experience may provide valuable lessons to lawmakers in Congress seeking to “repeal and replace” the federal health reform law. California’s exchange, Covered California, has succeeded in large part because of its ability to retain […]

  • ACA Helps California Drive Uninsured to Record Low

    The Affordable Care Act, the law that President Donald Trump and the Republican majority Congress are intent on replacing, has helped California reduce its uninsured rate to a record low of 7.1 percent. That’s almost 10 percentage points less than in 2013, when 17 percent of Californians were uninsured and just before the health care […]

  • Molina Profits Dive on Obamacare Programs

    Molina Healthcare Inc. in Long Beach reported a collapse in profits for 2016 due to its experience with the Affordable Care Act Marketplace. The company also announced that it has not committed to continuing in the exchanges. “While we experienced strong enrollment growth across our business and have made progress on our cost cutting efforts, results […]

  • Single Payer Healthcare Floated for California

    Legislation introduced in the state Senate would set California on a path toward the possible creation of a single-payer healthcare system ― a proposal that has failed to gain traction here in the past. The bill, announced Feb. 17, is a preliminary step. It says that it is the “intent of the Legislature” to enact a law […]

  • Health disparities continue for low-wage workers

    Health care disparities still exist between insured low- and high-wage workers, with low-wage workers less likely to receive preventive care and more likely to seek care in the emergency department and to be hospitalized for conditions that could have been treated earlier in primary care, according to a study in Health Affairs. Even when preventive […]

  • Bill would establish universal health insurance system in Calif.

    Two California legislators have introduced a bill that would create a state-run, single-payer health insurance system to cover all 38 million residents, regardless of immigration status. Proponents say such systems make care less costly and more efficient, while critics say they impose higher costs on taxpayers. San Jose Mercury News (Calif.) (free registration)/Kaiser Health News […]

  • IRS relaxes ACA mandate oversight

    Taxpayers who fail to note on tax forms whether they had health insurance coverage throughout the previous year will not have their tax forms rejected, the IRS announced. While the individual mandate remains in place, the agency notes that its decision is in compliance with President Donald Trump’s executive order governing the Affordable Care Act. […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 1 month ago

New blog articles detected

  • Survey Shows Demand for Virtual Services

    Growing consumer demand for virtual healthcare services is putting increasing pressure on providers and payers to expand delivery options for on-demand health services, a new survey from Accenture found. The survey of 1,501 U.S. consumers found that the majority are willing to use a wide range of virtual health services. For instance, about three-quarters of respondents […]

  • Obamacare Stalwart Molina Has Not Committed to Renewal

    Molina Healthcare, a Long Beach health insurer known traditionally as a Medicaid provider, is one of the more important insurers in the Affordable Care Act marketplace, covering roughly 600,000 ACA enrollees in nine states, and its chief executive warns that Republican dithering over repealing and replacing Obamacare has the potential to damage the marketplace. “We don’t know what Congress will do...

  • ACA Focus of Angst at Raucous Town Hall Meetings

    More than seven years after angry anti-Obamacare town halls erupted across the country, raw emotions are boiling over again — this time, as the Republican Party under President Donald Trump gears up to dismantle Barack Obama’s legacy. And the fury is flaring up in some of most conservative corners of the country. Two Republican members […]

  • Anthem-Cigna Becomes Second Mega-Merger to Get Shot Down

    A federal judge in Washington, D.C., blocked the proposed mega-merger of health insurance heavyweights Anthem and Cigna. The $54 billion deal — Anthem was trying to acquire Cigna — would have created the largest health insurance company in the nation. The decision follows a similar ruling that halted Aetna’s bid for Humana Inc.  The judge’s ruling came […]

  • Women more likely to work full time into 60s and 70s

    Women’s career trajectories are more closely mirroring men’s, including an increasing tendency to work full time into their 60s and 70s, according to studies of census, earnings and retirement data. Today, about 30% of women aged 65 to 69 are working, nearly double the rate from the late 1980s, with more highly educated women more […]

  • Long-Term Care Costs Climbing

    A couple in their 60s both purchasing new long-term care insurance coverage can expect to pay between 6 and 9 percent more compared to a year ago, according to the annual industry analysis of prices. “A typical couple where both spouses are age 60 will pay between $100 and $150 a month each for long-term […]

  • Bill Targets Drug Coupons

    California Healthline reports that a state lawmaker has introduced a bill that would ban drugmakers from issuing coupons that lower patients’ prescription copayments for certain drugs. The bill by Assembly member Jim Wood, D-Healdsburg, would prohibit distribution of discount coupons for prescription drugs where a cheaper, FDA-approved equivalent exists. Wood, who is chairman of the Assembly Healt...

  • Uninsured Rates Could Climb Under Repeal

    While the GOP-led Congress promises to ‘repeal and replace,’ new studies show repealing parts of the ACA could result in the number of uninsured Californians increasing above pre-ACA levels. After the ACA was passed, California saw the largest decline in the uninsured rate in the nation, dropping from 6.5 million in 2013 to 3.3 million […]

  • Covered California Enrollment Falls 3 Percent

    The number of Californians newly signed up for health insurance through Covered California, the state’s insurance marketplace created under the Affordable Care Act, dropped 3 percent compared with last year, according to enrollment figures released by Covered California. About 412,000 people signed up for health plans through the exchange during the open enrollment period for […]

  • Hospital Execs Say ‘Show Me the Money’

    Hospital executives have met with lawmakers in Washington, D.C., and expressed concerns over losing insured patients and revenue under an Affordable Care Act replacement plan, according to a report in the Wall Street Journal. The executives have said they do not want Americans to lose insurance under any Republican ACA replacement plan, according to the […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 1 month ago

New blog articles detected

  • Employers Overwhelmed by Managing Benefits

    Guardian Life Insurance Co. in New York, released findings that highlight the increasing challenges employers face in managing benefits costs, improving administrative efficiency, and maintaining plan compliance, all while trying to improve workforce health and productivity. Among them: Six in 10 employers feel overwhelmed with the increased complexity of managing their benefits programs. Companie...

  • Court Rejects Regulation on Dialysis

    Advocates for dialysis patients, including Dialysis Patient Citizens, are welcoming a federal court ruling in Texas that granted a preliminary injunction preventing the U.S. Department of Health and Human Services from implementing a regulation that could force patients off their current health insurance and jeopardize their access to care. In enjoining the regulation’s enforcement, the U.S. […]

  • Republican Healthcare Plans Return

    A number of Republican healthcare policy proposals that seemed out of favor in the Obama era are now being given new life, the New York Times reports. One of these involves Medicare, the government health insurance program primarily for older Americans, and is known as premium support. Right now, the federal government subsidizes Medicare premiums – those of the […]

  • Could California Go It Alone on Healthcare Reform?

    That’s the question asked by the San Jose Mercury News, and also this other one: How much would Californians be willing to spend to keep Obamacare in the Golden State? Lawmakers might be asking that to residents in the months to come as President Donald Trump and the Republican Congress scurry to repeal the Affordable […]

  • Trump’s Deregulation to Impact Healthcare Industry

    Insurance companies will be directly affected by President Donald Trump’s executive order requiring removal of at least two previously implemented regulations for every new one issued, according to Modern Healthcare magazine. The order has major ramifications for healthcare, one of the most regulated industries in the U.S. economy. Providers and vendors face a myriad of rules drafted by […]

  • Lawmakers float ACA “repair”

    Talk of repealing the Affordable Care Act among congressional Republicans has given way to efforts to “repair” the law, amid concerns about the challenges of developing a concrete replacement plan, market uncertainty and possible premium hikes if insurers do not soon have a clear framework for 2018. Insurers note that mixed messages complicate development of […]

  • Proposal would tighten ACA special enrollment rules

    A rule proposed by the Trump administration would toughen eligibility requirements for Affordable Care Act coverage during special enrollment periods, says a person with knowledge of the proposal. The Heritage Foundation’s Edmund Haislmaier says the rule would help control costs for health insurers and consumers. CNBC (2/2)

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 1 month ago

New blog articles detected

  • Trump directs agencies to take action on ACA

    Soon after he was sworn into office, President Donald Trump signed an executive order directing US government agencies to “waive, defer, grant ­exemptions from or delay” any piece of the Affordable Care Act that imposes a financial or regulatory burden. The language potentially affects consumers, insurers, health care providers and drug companies and could create […]

  • Commissioner OKs Kaiser Takeover of Seattle Cooperative

    Kaiser Foundation Health Plan Inc.’s pending acquisition of Seattle’s Group Health Cooperative drew one step closer to reality today with final approval by Washington State Insurance Commissioner Mike Kreidler. The approval was the last major hurdle before Kaiser Permanente extends its integrated model of care and coverage in the state of Washington. The Commissioner’s approval […]

  • Calif. insurance exchange errors affect thousands

    California’s health insurance exchange, Covered California, has experienced errors affecting about 50,000 people, hurting tax credits or sparking higher-than-expected premiums, while still other policy holders have been incorrectly enrolled in Medi-Cal. Program officials say that they are reaching out to those affected by the Medi-Cal problem, and in addition to their regular customer service line...

  • How insurers are shaping health care policy

    The health insurance industry is working with lawmakers to make the case for stabilizing the individual health insurance marketplace and shaping future health care policy as Republicans work to unravel the Affordable Care Act. Among the ideas being discussed are incentives to sign up for insurance if the individual mandate is repealed, retaining cost-sharing assistance […]

  • Congress will deliver repeal to Trump by March, Ryan says

    Congressional Republicans are unlikely to meet their self-imposed deadline of Jan. 27 for producing legislation that would unravel the Affordable Care Act, but House Speaker Paul Ryan, R-Wis., said Congress will send President Donald Trump a bill repealing the law by March. Today, Trump and Vice President Mike Pence join a Republican retreat to discuss […]

  • Doctors Reject Accusation of ‘Surprise’ Bills

    Health insurance companies are ignoring a real solution to “surprise” medical bills and misleading their customers and the public when they blame physicians, according to Dr. Rebecca Parker, president of the American College of Emergency Physicians.  Dr. Parker gave the following statement in response to media coverage generated by a recent letter published in the Journal […]

  • Judge Rejects Aetna-Humana Merger

    A federal judge has prohibited the merger of two health insurance giants, Aetna and Humana, upholding the Justice Department’s decision that the $37 billion deal would hurt competition and raise prices for consumers. “The Court is unpersuaded that the efficiencies generated by the merger will be sufficient to mitigate the anticompetitive effects for consumers in […]

  • Trump Order Fuels Uncertainty

    President Trump’s executive order instructing federal agencies to grant relief to constituencies affected by the Affordable Care Act has begun to reverberate throughout the nation’s health-care system, injecting further uncertainty into an already unsettled insurance landscape, reported the Washington Post. The political signal of the order, which Trump signed just hours after being sworn into off...

  • Health Underwriters Groups Calls for Delay on Some Repeal

    The board of the National Association of Health Underwriters wants health insurance reform to proceed at an orderly pace and said that repeal of tax credits should be delayed until 2019 to allow for stability in the marketplace. “Our industry is in for quite a ride as this new term gets underway,” the board of […]

  • 2017 changes to Medicare a mix of expected and unknown

    Medicare changes for 2017 include increases in premiums, deductibles and coinsurance for hospital care as well as an increase in skilled nursing facility coinsurance under Part A; increases in medical deductibles and standard monthly premiums under Part B; and changes in the cost and availability of prescription drug plans. Further changes are likely under the […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 5 months ago

New blog articles detected

  • Health Benefits in 2016

    This year marks the fifth straight year of relatively low premium growth in health plans among private and non-federal public employers with three or more workers. Family coverage is growing 3% to 4% each year. However, deductibles continued to grow in 2016, according to a survey by the Kaiser Family Foundation and the Health Research […]

  • Workers Have Increased Cost Sharing

    Medical insurance costs are contributing to working Americans de-valuing their employee benefits in 2016, according to a survey by the Guardian. Employers are asking employees to shoulder a larger share of costs: 54% are implementing HDHPs (up from 48% in 2014), and 49% are increasing cost sharing (up from 43%) Benefits are still important. Three […]

  • Covered California Announces Rates for Small Group Plans

    Covered California announced the rates and expansion plans for its small group health insurance exchange. The statewide weighted average rate increase is 5.9%, for employers and their employees beginning Jan. 1, 2017, which is down from the 7.2% increase in 2016. Starting Jan. 1, Blue Shield of California will take its Full PPO plan statewide […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 6 months ago

New blog articles detected

  • Millennials and Retirement Planning

    Contrary to popular belief, Millennials (ages 18-34) want to achieve many of the same traditional life milestones as do their older counterparts, but they are waiting to start saving because they don’t have enough to cover minimum expenses (38%) or don’t know where to start (27%), according to a study by the Million Dollar Round Table. […]

  • Employers Are Skeptical of Prescription Drug Mandates

    America’s employers are concerned about high drug prices and say that private sector solutions would address the issue more effectively than government intervention, according to a national survey conducted for the Pharmaceutical Care Management Association (PCMA). By a three to one margin, they say that new government mandates would lead to higher drug costs. When […]

  • Group Supports Mental Health Parity Enforcement

    The National Alliance on Mental Illness (NAMI) is supporting legislation to ensure enforcement of the 2008 federal mental health insurance parity and expanded coverage under the ACA. “While significant progress has been made, people living with mental illness continue to encounter significant barriers in getting necessary mental health services covered in health insurance,” said NAMI […]

  • CDHP Members Have Lower Health Care Spending

    People with consumer-driven health plans (CDHPs) have lower total per capita spending on health care, partly because they use less health care, according to a study by the Health Care Cost Institute. At the same time, out-of-pocket spending by CDHP consumers is 1.5 times higher than for non-CDHP consumers. For example, people in consumer-driven health […]

  • Open Enrollment Tips for Consumers

    This fall, up to 1.5 million people will be affected when Aetna, UnitedHealthcare and Humana exit some of the public exchanges. Many other plans will have narrower networks with increased premiums. That adds up to millions of Americans shopping for a plan this open enrollment season. GetInsured is offers the following tips to help consumers […]

  • Protecting Consumers From Surprise Medical Bills

    The California Legislature approved AB 72, which would provide strong protection against surprise out-of-network medical bills starting next July. The measure mandates that patients who received care from in-network facilities would only have to pay in-network cost sharing. This change would only affect non-emergency care since emergency physicians in California are already barred from balance […]

  • Most 401(k)s Fall Short of Providing Lifetime Income

    Most 401(k) plans studied by the General Accountability Office don’t include products and services that could help participants turn their savings into a lifetime retirement income. Responses to GAO’s questionnaire represented about a quarter of plans at the end of 2014. About two-thirds did not offer a withdrawal option. About three-quarters did not offer an […]

  • Small Businesses Are Rethinking Retirement Benefits

                Small business owners are finding that the Affordable Care Act (ACA) has decreased the appeal of health care benefits to employees and increased the importance of a retirement plan, according to a recent survey conducted on behalf of Nationwide. John Carter, president of Nationwide’s retirement plans business said, “The changing health […]

Arch Apple Financial Services

Category: Content
Type: Blog Article

Generated 6 months ago

New blog articles detected

  • Closing the Gap Between 401(k) Offerings and Workers’ Needs

    A study by Transamerica identifies opportunities to increase retirement security through the workplace. For example, offering automatic enrollment is one of the most effective ways to increase plan participation. Seventy-one percent of workers like the idea of automatic enrollment, but only 21% of 401(k) plan sponsors offer it. Forty-one percent of large companies offer automatic […]

  • ERs After Obamacare: More Patients, Fewer On-Call Specialists

    The average monthly emergency department visit increased 5.7% in Illinois after the implementation of the Affordable Care Act (ACA) while population numbers remained flat. While visits to emergency departments in Massachusetts climbed steadily from 2005 to 2014, the availability of on-call specialists declined significantly (surgeons, psychiatrists and other specialists). The results of two state ...

  • Emergency Doctor Slams High Deductible Plans

    The president of the American College of Emergency Physicians Jay Kaplan, MD, FACEP released a statement in response to a recent rash of articles on the spikes in price for generic and name-brand pharmaceutical drugs. The following is a summary of his comments: Consumers are rightly angered by the sudden rise in prices for certain […]

  • ACOs Prove Successful in Medicare

    The Medicare Shared Savings Program Accountable Care Organizations (MSSP ACOs) continue to generate financial savings while improving care. They do so by fostering greater collaboration among providers, according to a report by The Centers for Medicare and Medicaid Services (CMS). When an ACO achieves high-quality care and reduces above certain thresholds, the participating ACO shares […]

  • Proposed Silver Exchange Premiums Jump

    An analysis from Avalere finds that 2017 premium increases vary significantly by geography, but they are going up for the most part. Likely contributors to premium growth are lower-than-expected exchange enrollment, higher enrollee healthcare costs, and the end of the reinsurance and risk corridor programs, according to the report. Proposed premium increases average 11%, but […]

  • Experts Predict Sharp Decline in Competition in Exchanges Outside California

    An analysis by Avalere reveals that unsustainable financial losses are making several large national and regional issuers scale back or withdraw from the exchange market. Nearly 36% of exchange market rating regions are expected to have only one participating insurance carrier for the 2017 plan year. There may be some sub-region counties where no plans are […]

  • Profits Plummet for Leading Health Plans

    The majority of leading health plans saw reduced profitability in first the quarter of 2016 compared to the first quarter of 2015. On one hand, health plans saw increased enrollment in their exchange business. But the ACA also brought financial losses. Affecting profitability was the volatility in financial markets, investment losses, costs associated with pending […]

  • Insurers Focus on Off-Exchange individual Market

                Many health insurers are turning their attention to off-exchange individual plan membership as more consumers withdraw from the exchanges, according to a report by Mark Farrah Associates. Although 4.9 million new members enrolled the exchanges in 2016, individual market enrollment declined 1%. Anthem, UnitedHealth, Aetna, Health Care Service Corporation […]

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